el3so wrote:As long as you people pay your non-socialized medical bills, you can do whatever you want.
Here we get medical bills for shit we did not even have done.
The insurance company Afflack. They pay "Bills not covered by insurance"
They rake in cash. Why?
Most bills "not covered by insurance" that are not "co-pay" (like if I get medication that costs $200 my co-pay may be anywhere between $5 to $40 depending on the plan I have) are bogus. Just attempts to get some more money.
What they do:
You have surgery.
Insurance covers it all except for a $100 co-pay.
The hospital sends the insurance company bills for surgery, anesthetic, hospital bed etc. etc. And the insurance company pays.
3 months later they send the insurance company a bill for anesthesia and the insurance company says "we paid this already and anesthesia alone without surgery is not covered"
So you get a bill for like $3000.00 and they say "this is not covered by insurance"
They then sell this "debt" to a collection agency for like $100.00 and the agency tries to collect.
That is what we put up with as normal in the US.
Afflack takes a monthly premium to refute the bill. They rarely have to pay out a claim because the claims are bullshit. So they rake in cash and their customers basically pay a premium to not be harrassed by medical bill collectors.